nvestment – click here. A separate window will open.The Premier Pacific NW Leader Online for CDs (Certificates of Deposit)
Providing High Quality Fiduciary Services at Very Low Prices
Please contact us to speak with a highly experienced and registered Durig Advisor, who puts your interest first!
How to Find the Best CD Rates
First, what is the time period you want to invest your money into a CD?
Depending on the length, this will help you to choose the CD’s interest rate that is possible. The longer the period, often the better the rate.
Second, how much money are you going to invest into a CD?
This will help your search when you’re looking at online banks, local banks or our services. A majority of the banks you look at will require some sort of minimum. The minimum usually ranges anywhere from five hundred dollars and up.
We can help you get the top rates available.
With over 20 years of experience, a Durig Advisor is standing by – Let’s talk! .
These Bank CDs were updated on: February 19, 2019. The Disclaimer
Issues Description & Cusip | Coupon | Ratings | Price & Yield.
…please contact us for more information.
Photo Below: Federal Reserve Bank headquarters in Washington DC.
Bank Floating Rate Mutual Funds Rankings
Please review the Fiduciary Rankings of the Bank Floating Rate Mutual
Funds Rankings, this is in a PDF file and updated quarterly. We included
all known fees. We used an unbiased model having the funds judged
(mathematically) fairly and equally against their peers. We have the
capabilities to customize and screen Fixed income, Stock, Equity or
almost any Mutual Fund using our professional unbiased approach,
because we want you to own the right Corporate Bonds for the right
The Bank Floating rate Mutual Fund Rankings were last updated May 14, 2009.
Bank CD Rates Daily Offerings
These bonds and new offerings often go the same day. We leave the older issues as a guide so you can see what has happened providing a benchmark for current offerings.Photo Below: The Washington Mutual Old Tower left and new tower right before Wamu’s forced liquidation.
Certificates of Deposit come in two forms:
1. Traditional new issue Bank CD’s
2. Brokerage CD’s
Corporate Bonds – Rate Page & Corporate Bond Mutual Funds Rankings
For those preferring traditional certificates of deposit, we also have new issue CD’s available but they usually have a lower yield.
So what is a Brokerage CD and what makes it so special?
A CD that is brokered is the same as a Certificate of Deposit that a bank offers, but it is purchased and sold through licensed security professionals. This secondary market is often a much more competitive offering, often giving CD investors many additional advantages such as:
A. Added Liquidity – You can sell your CD at any time receiving market prices allowing you to withdraw your money early without being penalized.
B. Higher Yield – Due to the competition, many brokered CD’s provide a higher yield.
C. No FDIC Limits – You have FDIC limits per CD and per Bank Account, but with broker CD’s you could have several different Certificates of Deposit, each one brokered from a different bank. So you could have several million dollars in one account with each Broker CD individually cover by it’s offering bank. Taking advantage of our one-call/one-click service allows you to benefit from FDIC insurance many millions of dollars in a single CD account, without you having to visit each banks separately on your own.
D. One-Call/One-Click Service – With Investment-Income.net we offer a complete fiduciary menu of all your fixed income needs in which CD’s are one of several products always available. The far greater convenience is being able to purchase more than one from multiple banks, yet still utilize the same firm.
Yes, you read it right, both traditional CD’s and brokerage CD’s are typically FDIC insured, depending on the originating Bank. But in a brokerage account you can have many FDIC insured CD’s with each CD insured by the originating bank, allowing you to have many millions of Certificates of Deposits insured by the FDIC in a single convenient account.
Certificates of deposits or CD’s are debt issued by banks, thrift institutions, and credit unions. CD’s are insured by the FDIC for banks or by the NCUA for credit unions. Certificates of Deposits are similar to savings accounts in risk, because they are insured but they often differ due to a fixed term and a fixed interest rate. In the past, CD’s were held until maturity, but many people enjoy the added flexibly.
Photo Below: One of Bank of America’s many new towers.